In the most recent quarterly earnings, UnitedHealth Group reported $3 billion just slightly behind CVS Health. But Wichmann doesn’t see his company as just an insurer. "Our growing therapeutics capacities are positively impacting the management of chronic diseases," Wichmann said on a November call with investors. In July, UnitedHealth launched a digital platform that allows diabetes patients to track their conditions through connected devices. The insurer faced backlash this year for implementing copay accumulator programs which exclude copay assistance from counting toward a patient’s deductible or other out-of-pocket maximum.