This week's announcement of the closure of Utah's cooperative health insurer leaves 65,000 residents looking for a new insurer and fueled critics of President Obama's health care law, which created the co-ops.
State regulators moved to shut down Arches Mutual Insurance Co. after the insurer learned it would only get a fraction of the federal money it was counting on, leaving it scrambling for cash. It will keep paying claims for customers this year but will close in 2016.
Almost all of the 23 co-ops created under the 2010 health law have struggled and Utah's is the 10th to shut down.
Arches expected about $14 million this year from a stabilization fund set up under the la. But on Oct. 1, the federal government announced that the fund collected less money than expected and insurers would only receive about 13 percent of their requests.
A closer look at what the closure means for customers and other programs under the health law: