After Stella Marie Means retired in March at age 55 from a clerical job in the healthcare industry, she worried about how she and her husband would be able to maintain their health coverage and afford their medications. Her husband was not employed, and between them, they had 20 prescriptions.
Retiring meant the West Bloomfield, Mich., couple's household income dropped from $4,000 a month to $1,200. Getting coverage through COBRA was too expensive. Healthy Michigan, the state's expanded Medicaid program for adults earning up to 138% of the federal poverty level, was their only option. They feared the healthcare they would get through Medicaid would be poor quality. But they joined the Midwest Health Plan, a Medicaid managed-care plan, and have been pleasantly surprised.
“You think you're going to get doctors that are not good enough to get on the main floor with providers in private plans, and that you're not going to be able to get the prescription drugs you need, especially if they are name brand,” Means said. “Fortunately, we've been able to keep our same doctor and our prescriptions.”