More large employers are reducing the type of healthcare plans they offer as they try to keep better control of their costs, according to a survey released Wednesday.
Next year, 22% of employers responding to a National Business Group on Health survey say consumer-driven health plans will be the only plan design they offer to employees.
That compares with 19% this year and is triple the percentage of employers that offered only CDHPs in 2009.
The appeal to employers of a CDHP-only approach is obvious: Because of their high deductibles, the plans are much less expensive than more traditional plans, such as preferred provider organizations. A Kaiser Family Foundation released last week found that the average cost of family coverage through CDHPs was nearly $1,500 less per employee than PPO coverage.
“Employers will do everything they can to reduce medical trend,” NBGH President and CEO Helen Darling said during a briefing on the Washington-based group's survey.