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March 22, 2013 01:00 AM

Detroit Regional Chamber launches healthcare reform website for employers

Jay Greene, Crain's Detroit Business
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    The Detroit Regional Chamber of Commerce today launched the first phase of a healthcare reform website that will help employers and individuals answer key questions about complying with the Patient Protection and Affordable Care Act, or "Obamacare."

    MI Health Answers also will give members and nonmembers access to healthcare experts in Michigan and nationally on how to implement "Obamacare," said Roy Lamphier, the chamber's vice president of insurance and affinity services.

    “This is where business can come to understand health insurance reform and make better decisions about buying insurance or complying” with the new rules and regulations, Lamphier said.

    MI Health Answers is geared for small and medium-sized employers and their employees, many of whom will be looking to purchase health insurance for the first time or shop for a better deal on the federal health insurance exchange beginning in October.

    Besides asking questions, the MI Health has a library of answers that explains the complex terminology of health insurance.

    For example:

    What is co-insurance?

    Website answer: Copays generally won't cover all of the healthcare provider's fees. Your insurance company covers a large percentage of the remaining fee (usually 60-90 percent, depending on the plan), and the patient is responsible for the remaining percentage, called coinsurance.

    Here's another question on the website on health reform.

    Why was the Affordable Care Act initiated?

    Partial website answer: Healthcare costs too much – roughly $14,000 per year for the average family. … Healthcare premiums have doubled over the past 10 years. … There are several healthcare holes (such as preexisting conditions and lifetime policy limits) that leave good people with huge financial burdens.

    MI Health also is part of a larger chamber effort to educate employers about other healthcare issues. It also will be shared with other chambers in Michigan as part of its affiliate network program.

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    • News
      • Current News
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      • Transformation
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        • Operations
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      • ESG
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      • Regional News
        • Midwest
        • Northeast
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        • West
      • Digital Edition (Web Version)
    • Opinion
      • Bold Moves
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      • Vital Signs Blog
      • From the Editor
    • Events & Awards
      • Awards
        • Nominate/Eligibility
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        • 50 Most Influential Clinical Executives
        • Best Places to Work in Healthcare
        • Excellence in Governance
        • Health Care Hall of Fame
        • Healthcare Marketing Impact Awards
        • Top 25 Emerging Leaders
        • Top Innovators
        • Diversity in Healthcare
          • - Luminaries
          • - Top 25 Diversity Leaders
          • - Leaders to Watch
        • Women in Healthcare
          • - Luminaries
          • - Top 25 Women Leaders
          • - Women to Watch
      • Conferences
        • Digital Health Transformation Summit
        • ESG: The Implementation Imperative Summit
        • Leadership Symposium
        • Social Determinants of Health Symposium
        • Women Leaders in Healthcare Conference
      • Galas
        • Best Places to Work Awards Gala
        • Health Care Hall of Fame Gala
        • Top 25 Diversity Leaders Gala
        • Top 25 Women Leaders Gala
      • Virtual Briefings
        • - Hospital of the Future
        • - Value Based Care
        • - Hospital at Home
        • - Workplace of the Future
        • - Digital Health
        • - Future of Staffing
        • - Hospital of the Future (Fall)
      • Webinars
    • Multimedia
      • Podcast - Beyond the Byline
      • Sponsored Podcast - Healthcare Insider
      • Video Series - The Check Up
      • Sponsored Video Series - One on One
    • Data Center
      • Data Center Home
      • Hospital Financials
      • Staffing & Compensation
      • Quality & Safety
      • Mergers & Acquisitions
      • Data Archive
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