Employer-sponsored health insurance coverage remains, by far, the most important benefit for workers at large companies and many worry they would not find comparable coverage through an exchange, a survey found.
The findings for the National Business Group on Health could have important implications for employers considering dropping their policies for workers once health insurance exchanges, or marketplaces, are operational in each state in 2014. The findings also could warn about how many people may participate or how effectively they may use the coming exchanges.
Even as premiums and out-of-pocket costs have increased during the past three years, 90% of employees' satisfaction with their employer-provided insurance increased or remained the same over that time.
The survey found that one-third of employees are not confident in their ability to shop for any insurance on their own. Similarly, 53% of workers lack confidence that they could buy comparable or better insurance than their employer has provided.