The highest rate of multimillion-dollar liability claims against healthcare providers over the past decade occurred in Fairfield County, Conn., according to an analysis of data from a national insurer database (PDF).
Conn. county sees most big-dollar liability cases
The analysis of about one-third of all U.S. hospital claims by the Beazley Group, based in England, found about 10% of all healthcare claims in Fairfield County from 1999 to 2010 were for at least $2 million. That rate compared with a 3% national rate of healthcare claims of at least $2 million.
“Knowing that some of these jurisdictions are really severe and confirming this with data could help hospitals to tailor their insurance programs better and just be prepared,” Valentina Minetti, an actuary and underwriter at Beazley, said in an interview.
The next highest rates of claims of at least $2 million, based on the insurance group's divisions, occurred in Washington, D.C. (8.9%); Philadelphia (8.5%); and South Florida (7.9%).
An analysis of the same group of healthcare claims found that throughout the 11-year period the 21 states with some type of cap on non-economic damages in medical liability claims consistently had average claims of at least $100,000 less than the areas with the highest claims.
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