Feds OK cut in premium costs for Mich. program

The federal government approved the state of Michigan's request for a 10% reduction in monthly premiums for its health insurance program for the uninsured who have pre-existing conditions.

The decrease will begin in October, according to a Health Insurance Program for Michigan statement. The state is among 27 in the U.S. that runs its own pre-existing-condition insurance plan. These programs act as bridges until changes in federal law take effect in 2014 for those denied health insurance coverage. The changes won't affect the Michigan program's policy of accepting applicants no matter their health status.

HHS also agreed to ease proof of eligibility. The Michigan program will now accept applications that include documentation for a medical condition made in the past 12 months from a certified provider. There’s also no diagnosis list that could limit an application. Michiganders would need to be uninsured for six months before applying to qualify.

Enrollment in the Michigan program ranks fourth out of seven Midwest states as of March 31, according to the U.S. Government Accountability Office. Michigan officials say they established their program only 11 months ago, the latest launch date among the seven.

Officials say the number enrollees has more than doubled since the summer, going to 565 on Sept. 1 from 244 on May 1, about a 57% increase. The state hopes the program grows to 3,500 enrollees.