The House has passed a bill requiring health insurers to inform purchasers about coverage exclusions or hidden limitations at the point of sale.
Called the Health Insurance Source of Injury Clarification Act, the bill makes a technical change to the Health Insurance Portability and Accountability Act (HIPAA) instructing health plans to disclose limitations to individuals and employers when they sign up for coverage.
“Many consumers or employers shopping for healthcare coverage are led to believe that care for a broken arm, for example, is the same regardless of how the injury happened, but that is not the case,” according to a statement from Rep. Michael Burgess (R-Texas), who sponsored the bill.
Recreation and sporting enthusiast groups supported the bill, which passed 422-3. The Senate has not taken up the measure.
