With a financial crisis to fight and Election Day just weeks away, its hard to imagine that congressional leaders have time to consider much else. But on Sept. 24days before the $700 billion bailout plan was brought to Congress for a votethe House passed bipartisan legislation to strengthen health insurance coverage for injuries sustained from recreational activities such as horseback riding, motorcycling, snowmobiling and riding all-terrain vehicles.
Introduced by Reps. Bart Stupak (D-Mich.) and Michael Burgess (R-Texas), the billthe Health Insurance Restrictions and Limitations Clarification Act of 2008requires that any limitations or restrictions on health insurance benefits be explicit and clear. According to a news release from Stupaks office, a rule was issued in January 2001 that allowed insurers to deny health benefits for a covered injury resulting from participation in those activities.
Passing this straightforward legislation would protect northern Michigan residents and those across the country who ride motorcycles, horses, snowmobiles or participate in other recreational activities from being caught by surprise, Stupak says.
The bill has moved to the Senate for its consideration. Scott Schloegel, chief of staff for Stupak, says that its not unusual for smaller bills to come up while Congress is waiting for bigger votes to take place.