A majority of working adults prefer traditional employer-sponsored coverage to account-based alternatives and value having a broad choice of providers over greater plan options, according to a new study by the Commonwealth Fund, a New York-based private research foundation. Based on a survey of 3,293 Americans ages 19 to 64, the study found that 67% of respondents with job-based insurance preferred their employers to select a set of health plans for them rather than fund a spending account that they could use to buy their own coverage on the individual market. Twenty-six percent of insured employees who had no choice of doctor reported dissatisfaction with their healthcare, compared with only 12% of those who had no choice of health plan. At the same time, a higher percentage of adults with individual insurance complained of having limited or no choice in where to go for care than those with employer-sponsored coverage -- 27% vs. 17%. -- by Laura B. Benko
Most employees prefer traditional coverage: study
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