"The cost of providing worker coverage has been going up so precipitously in recent years, some economists say that soon employers will have little option but to set individual premium rates based on known health risks of covered individuals. Georgia took the first giant leap toward that day recently, telling state employees that, beginning July 1, smokers and their dependents covered by the state's insurance plan will have to pay a $40-per-month premium surcharge. ... Who's next? Overweight workers and their kids? ... This isn't a slippery slope; it's an avalanche waiting to happen."