No. of No. of No. of
Plan enrollees plans staff Other
California Public Employees' Retirement System 916 public employers, 930,000 workers 21 HMOs6 PPOs 94 Since 1992, has held premium increases well below national average. In 1994, negotiated 1% reduction.
Health Insurance Plan of California 2,500 small private firms, 44,000 workers 15 HMOs 3 PPOs 13 Employers must pay 50% of premium of lowest-cost plan. HIPC's lowest rate undercuts market by 15%.
Minnesota Department of Employee Relations 149,000 state and â– local government workers; 1,000 â– private-sector employees 4-6 Plans 41 The state, local and private-sector groups remain separate. Plans can't screen for medical conditions.
Business Health Care Action Group 22 firms, 45,000 employees 1 POS 2 For-profit corporation. Members must have 500 employees and pay $5,000 membership fee.
Council of Smaller Enterprises 200,000 employees 2 HMOs 2 PPOs 1 POS 1 FFS 10 Rates 35% to 50% cheaper than those available to other small businesses. Uses medical underwriting to lower costs.
Source: General Accounting Office