As insurers begin to file 2019 rates, two trends are emerging: Rate hikes will be steep and vary widely across states and plans, as regulators use different strategies to stabilize individual markets and promote affordability and choice.
Association plans' ultimate effect will depend on how the U.S. Labor Department finalizes and implements its proposed rule, but the people exiting the exchanges are likely to be far healthier than those who stay, according to an analysis.
Insurers in Maryland and Virginia are requesting double-digit rate hikes for 2019 individual coverage, providing an early glimpse of what other insurance companies may be planning across the country.
A federal judge rejected the government's argument that insurers shouldn't be grouped together in the suit over cost-sharing reduction payments because their alleged damages would vary.
Gov. Scott Walker said the $200 million reinsurance program would lower premiums by 5% in 2019, a dramatic shift after they increased 44% this year as enrollment dropped and fewer providers offered coverage.
The CMS gave states more power to regulate their individual and small-group health insurance markets. Here are five key takeaways.
Nearly 11.8 million people signed up or were automatically enrolled in coverage through the Affordable Care Act's health insurance exchanges for 2018, despite actions by the Trump administration that many saw as attempts to undermine the exchanges.
Health insurers have become more profitable since the Affordable Care Act took effect, according to the White House Council of Economic Advisers, despite initial stumbles on the public exchanges.
Observers are wondering if Idaho officials are negotiating with the Trump administration behind the scenes to meld their proposal for cheaper, leaner individual-market plans with the administration's plan to let insurers offer short-term products.
A proposed rule to expand access to association health plans could lead to a spike in unpaid claims for providers, since members of those plans have a history of not paying their bills.
The White House is pushing Congress to adopt several conservative policies including allowing long-term use of short-term plans and seniors being charged higher premiums. In exchange, it will support bringing back cost-sharing reduction payments for individual market enrollees.
Health benefit managers have called on the CMS to continue a little-known Affordable Care Act provision that allows employers to offer limited, supplemental coverage for individual market plans.